December 23, 2020

Mortgage Rates Edge Higher

Mortgage rates hit another all-time low on Friday for most lenders. Other lenders had slightly lower rates yesterday morning.  Since then however, almost every lender has moved up from […]
December 23, 2020

Existing Home Sales Take a Pause

Existing home sales finally took a breather in November, breaking a five month stretch of gains, often substantial ones. The National Association of Realtors® (NAR) said that […]
November 9, 2020

Secular decline of co-borrowers a concern

Since the 1990s, developments in technology and regulation have transformed the US mortgage market. Lenders have become more sophisticated both in terms of underwriting credit and […]
November 9, 2020

Mortgage: What if we move out of London?

Q My wife, son and I have decided to up sticks from east London in order to try out my home town of Belfast on a […]
November 9, 2020

How the housing and mortgage market stand

The former is the gold standard as it includes every sale but, because it is based on the date of entry, it lags the Nationwide index […]
November 7, 2020

2 million miss mortgage payments

Those who have a history of struggling to keep up with debt repayments are about 50 per cent more likely to have got further into debt […]
October 7, 2020

Mortgage Rates Roughly Unchanged

After falling moderately to start the week, mortgage rates put in a calmer performance on Tuesday.  As we discussed yesterday, volatility in the bond market results in lenders making changes […]
October 7, 2020

Delinquent Homeowners Have Better Options

The Urban Institute (UI) estimates that there are about 400,000 homeowners who have become “needlessly delinquent” as a result of the COVID-19 pandemic.  UI analysts Michael Neal and […]
October 4, 2020

What to do about long-term mortgage arrears

A dozen years after the crash, 4,700 homeowners are ten years or more behind on their mortgage repayments. With the pandemic set to push overall mortgage […]
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