Tag: book review
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Book review: “Intelligent Credit Scoring”
1. Introduction Scorecards are the heart of every modern lending business, from credit cards to house mortgages. The core idea of a Scorecard is to transform the probabilities of a client paying the loan (creditworthiness of an individual) into a number that could be easily interpreted, guiding business decisions. Although Scorecards are not new,…
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I Am A Girl From Africa: a powerful memoir by Elizabeth Nyamayaro
When severe drought hit her village in Zimbabwe, Elizabeth Nyamayaro, then eight, had no idea that this moment of utter devastation would come to define her life purpose. Unable to move from hunger, she encountered a United Nations aid worker who gave her a bowl of warm porridge and saved her life. This transformative moment…