Hoping to buy a home in 2020, but don’t have a big deposit or the Bank of Mum and Dad to help you out? We’re sorry to report that you may have a big struggle ahead when it comes to securing a mortgage. Last week, we revealed that lockdown has caused uncertainty to the property market, leading to lenders making changes to their loan-to-value mortgages. Whereas in the past you could have potentially scored a mortgage that covers 95% of the cost of the home, some lenders are now only offering 85%.
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